Free Fafsa help is here- College financial aid closely guarded fafsa secrets revealed. Maximize university financial aid and get the college grants, scholarships and federal student loans you deserve.

Watch this short video to maximize college financial aid so you don’t LOSE the college grants and scholarships when you fill out the free FAFSA application.

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“We were shocked to find out that our EFC was over $24,000 a year…  We were going to tell our son that the college he wanted to attend just wasn’t in our budget.  Then, I discovered your book.  Using the principals in the guide, we lowered our costs significantly and sent our son to his first-choice college.  It has truly changed our lives.”

Lynn, West Goshen, PA

Sending a student to college is a dream come true that often turns into a financial nightmare for those who attempt to receive student financial aid for college without a source of knowledge and years of experience to guide them. The fact is,  most accountants and financial planners are not familiar with the FAFSA application or the college financial aid process and what it takes to get government grants like the Federal Pell Grant or even favorable government student loans. And school guidance counselors are only allowed to help with applications for enrollment — not student aid and how you can get money for college or how to pay for college.

My name is Terry Garvey and that’s why I created the College-Financial-Aid-Info website. So folks can get the FAFSA help they need ASAP. For more than 20 years, I have been helping parents and students navigate the treacherous waters of college funding and the student financial aid process.  I have crucial insider information that has saved parents like you (and me, too) literally millions of dollars while providing their children a quality college education. I’d like to share my knowledge about college financial aid and federal student loans along with the proven methods that I have perfected through the years with you now, so read on and navigate through all of the pages on our site.  I promise it will be time well spent if you are looking to lower college tuition  costs.

“…The information about student, private and parent loans took the guesswork out of borrowing …and knowing how to pick a lender got us the best deal.”

Susan, Baltimore, MD

Don’t even think about filing the free FAFSA application  for university financial aid or education loans without learning the process first.  It could easily cost you and your student Six-Figures in lost college financial aid and university scholarships if you don’t get the FAFSA help you need:

  1. What is the number one mistake on the free FAFSA application that hundreds of thousands of parents make when applying for student financial aid and government student loans and never even know they made it?

  2. What assets are targeted when determining how much college financial aid you get? How about the Pell grant ? How can you become eligible for grants and scholarships and still have plenty of money in the bank? Learn the closely held secrets on how to bullet-proof your assets from the formulas including savings (i.e. stocks, bonds, mutual funds, or other investments).  Protect inheritances, insurance settlements plus any gifts you may receive from family or friends so you don’t lose scholarships and grants that you would otherwise receive.

  3. Understanding the alphabet soup of college financial aid including: the FAFSA application, EFC, PELL Grants, UGMA, UTMA, CME and HEAA to name but a few.

  4. The secrets to private university financial aid like grants and scholarships plus huge cost saving tips on how to get the best government student loans and private student  loans that the banks won’t tell you.

  5. The differences between the Federal formula colleges use to determine your student financial aid award compared to Institutional formulas used by certain universities. Step by step instructions for the university financial aid forms so you are not rejected missing out on your fair share of scholarships and grants for college that you would have otherwise received.

  6. How to compare and evaluate university financial aid offers from different colleges and how to use them in your favor so you are offered student grants.

  7. Early decision vs. early acceptance: which will cost you dearly and why it will destroy your chances when you apply for financial aid for college.

  8. What are the different types of government student loans and school loans and which ones you should choose and how they are masked to look like college aid.

  9. What are the HOPE Scholarship Credits and the Lifetime Learning Credits and how do you get them.

  10. How to negotiate for a better college financial aid offer and get more money from the university in grants and scholarships - It works!

Don’t attempt to file a FAFSA application or apply for college financial aid without knowing these and many other facets of the college financial aid process.  If you do, the university financial aid office will love you for it because you will pay a lot more for college than you should.  Free FAFSA help is just a click away.

My wife and I were ready to spend most of our life savings to pay for our two boys’ college education.  By following your lead,  just what you said would happen, happened.  We saved over $47,000 and sent both of our sons to their #1 school choices without having to worry about cost…We’re thrilled with the results.”

Bob, Cherry Hill, NJ

As you read through College Financial Aid Info.com, you’ll find lots of insights and answers. But for the most comprehensive education on college financial aid, consider my book, The Ultimate Guide to College Financial Aid. Available exclusively through this website, you will learn the processes and the practices that other parents gladly pay hundreds of dollars for when they privately hire a college financial aid consultant. Your $27.00 investment in my book will pay you back hundreds of times over, not to mention give you the peace of mind and relief that comes with knowing you’re in the know and in control:

  • You’ll learn through easy reading with step-by step instructions…not confusing government language

  • You won’t need to be a student financial aid expert

  • You won’t be misinformed by myths or misconceptions like most of your friends

  • You’ll be in control of your college financial aid destiny

  • It’s not complicated or confusing

  • There’s no pricey fees to pay

  • Plus get FREE professional instruction for your FAFSA application

  • Your Complete Satisfaction is Guaranteed!

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Just $27.00 for the information you want and need so you don’t spend thousands more than you have to.

Simply put…these strategies are easy to understand and they work. That’s why the book is called…

The Ultimate Guide to College Financial Aid!

Everything you need to pay less for college and fill out the free FAFSA application.

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