Unlock The 12 Super Secrets That College Financial Aid Consultants Know Or…         Lose Your Fair Share

   You’re guaranteed to get more student financial aid and low-cost government student loans if you know what they know. 

Watch this video to find out that getting student financial aid is more than just submitting a form.

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“We were shocked to find out that our EFC was over $24,000 a year…  We were going to tell our son that the college he wanted to attend just wasn’t in our budget.  Then, I discovered your book.  Using the principals in the guide, we lowered our costs significantly and sent our son to his first-choice college.  It has truly changed our lives.”

Lynn Stoltz, West Goshen, PA   

Sending a student to college is a dream come true that often turns into a financial nightmare for those who go into the selection process without a source of knowledge and years of experience to guide them. The fact is, most accountants and financial planners are not familiar with the university financial aid process. And school guidance counselors are only allowed to help with applications for enrollment — not student financial aid.

My name is Terrence Garvey and that’s why I created the College-Financial-Aid-Info website. For more than 20 years, I have been helping parents and students navigate the treacherous waters of funding a college education.  I have crucial insider information that has saved parents like you (and me, too) literally millions of dollars while providing their children a quality college education. I’d like to share my knowledge about student financial aid and government student loans along with the proven methods that I have perfected through the years with you now, so read on and navigate through all of the pages on our site.  I promise it will be time well spent.

“…The information about student, private and parent loans took the guesswork out of borrowing …and knowing how to pick a lender got us the best deal.”

Susan Boyd, Baltimore, MD

Don’t even think about filing for university financial aid without learning the process first.  It could cost you and your student a Six-Figure Savings:

  1. What is the number one costly mistake hundreds of thousands of parents make when applying for student financial aid and government student loans and never even know they made it?

  2. What assets are targeted when determining how much student financial aid you get? Learn the closely held secrets on how to bullet-proof your assets from the formulas including savings (i.e. stocks, bonds, mutual funds, or other investments).  Protect inheritances, insurance settlements plus any gifts you may receive from family or friends so you don’t lose scholarships and grants that you would otherwise receive.

  3. Understanding the alphabet soup of college financial aid including: FAFSA, EFC, PELL, UGMA, UTMA, CME and HEAA to name but a few.

  4. The secrets to free college money like grants and scholarships plus huge cost saving tips on how to get the best government student loans and parent loans that the banks won’t tell you.

  5. The differences between the Federal formula colleges use to determine your student financial aid award compared to Institutional formulas used by certain colleges. Step by step instructions for university financial aid forms so you are not rejected missing out on your fair share.

  6. How to compare and evaluate university financial aid offers from different colleges and how to use them in your favor.

  7. Early decision vs. early acceptance: which will cost you dearly and why.

  8. What are the different types of government student loans and which ones you should choose.

  9. What are the HOPE Scholarship Credits and the Lifetime Learning Credits and how do you get them.

  10. How to negotiate for a better student financial aid offer and get more money – It works!

 Don’t attempt to apply for college financial aid without knowing these and many other facets of the college financial aid process.  If you do, you will pay a lot more for college than you should.

My wife and I were ready to spend most of our life savings to pay for our two boys’ college education.  By following your lead,  just what you said would happen, happened.  We saved over $47,000 and sent both of our sons to their #1 school choices without having to worry about cost…We’re thrilled with the results.”

Bob McHugh, Cherry Hill, NJ

As you read through College-Financial-Aid-Info.com, you’ll find lots of insights and answers. But for the most comprehensive education on student financial aid, consider my book, The Ultimate Guide to College Financial Aid. Available exclusively through this website, you will learn the processes and the practices that other parents gladly pay hundreds of dollars for when they hire a private financial aid consultant. Your $27.00 investment in my book will pay you back hundreds of times over, not to mention give you the peace of mind and relief that comes with knowing you’re in the know and in control:

  • You’ll learn through easy reading with step-by step instructions…not confusing government language

  • You won’t need to be a student financial aid expert

  • You won’t be misinformed by myths or misconceptions like most of your friends

  •  You’ll be in control of your college financial aid destiny

  • It’s not complicated or confusing

  • There’s no pricey fees to pay

  • Plus get FREE professional instruction

  • Your Complete Satisfaction is Guaranteed!

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Just $27.00 for the information you want and need so you don’t spend thousands more than you have to.

 Simply put…these strategies are easy to understand and they work. That’s why the book is called…

The Ultimate Guide to College Financial Aid!

Everything you need to pay less for college.