Student Loans and Private Student Loans
Lenders’ Financial Aid Secrets
to Keep Your Student Debt DOWN using…
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Government Student Loans (how to qualify and where to get them)
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Federal Stafford Student Loans (get the lowest rate possible)
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PLUS Loans (info that can save you thousands and keep you solvent)
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Private Student Loans (secrets the banks don’t want you to know)
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Graduate Loans (Graduate college funding options)
Keep College Costs Down
to a MINIMUM
If you need to borrow for college using student loans, parent loans or any kind of consumer debt, you need to:
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Know how to qualify using the financial aid methodologies to get the best genre of student loan
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Know your sourcing options- where to get the best student loans and private student loans,
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How to get the best interest rates.
If not, be ready to pay thousands more because college is big banking business. I have done the legwork so you don’t have to. I will show you exactly where and how to get the best student loans to fund college so that you pay as little as possible. PERIOD!
- Don’t blindly borrow money for college assuming that all loans are created equal.
- Get to know the student loan process so you are in control of your debt…not the bank.
- 99.999% of your friends and family did it wrong… and don’t even know it.
- Don’t believe the misconception that all student loan lenders are basically the same.
- Don’t believe that everybody graduates with the same kind of student loans and student loan debt.
- Know what your student loan payments will be during school years and after graduation.
You will be throwing money out the window if you don’t read on…
In today’s economy, student loans have become extremely vital to paying for a college education because most parents and students have not saved enough to pay for college, or their savings have been depleted by the recent economic chaos. Since a degree is a must today, let’s understand that the value of your child’s college education is as significant as the student loans you use to fund it.
- Are you aware that by choosing the wrong student loans, you could be wasting thousands of dollars in student loan interest payments just because you didn’t evaluate them correctly?
- Are you also aware that loans for students such as government student loans and direct student loan terms and policies are as varied and different as the banks and colleges that lend them?
- Did you also know that any federal loan, including the Parental Loan to Undergraduate Students (PLUS loan) which you borrow to pay for post-secondary education costs, are eligible for tax exemptions?
No doubt, if you are like most Americans, you will use many types of student loans. With college tuition, room and board, books, etc. averaging $15,000 for state schools and $55,000 for the Ivy League, it is a good bet that your student loan debt on graduation day will be somewhere between the downpayment on a starter home and the cost of a large house. Don’t be sorry when it comes time for you and your graduate to start paying them off. Get the facts before you borrow.
What’s The Mystery and Why the Uncertainty?
Right now, all you have are questions. What loans for students are available today? What are the different kinds? Are you eligible for federal and state government student loans, alternative student loans, or perhaps direct student loans? What will your student loan debt be at graduation? Are there loans for students that have lower interest rates than others? What is a Title 5 Lender and what does that mean to you?
If you are a parent, will your child be eligible for student loans covering the entire cost of college or will you need to cosign? Are you responsible for some of the student loan debt or will it all be on your child? You need the answers to these questions and many similar ones concerning student loans and you need them right now! Trouble is, the people who give student loans don’t give advice.
The Lion Versus the Lamb.
As a potential victim, it is easy to understand why people in the billion-dollar business of student loans and college financing are licking their chops waiting patiently for your call. They are in the business of charging you as much as they can. It’s what they do for a living. And these lions are ferocious!
As the one borrowing money for college, you are the so-called sacrificial lamb who is going to get devoured by the lion before your child has booted up that new laptop, sharpened a pencil or sat in a classroom!
What you need to know … what you need to do BEFORE you apply for student loans … and what to do to lower your student loan debt is covered in my e-book, The Ultimate Guide to College Financial Aid. Here you will find the crucial information on how and where to shop to make an educated decision before applying for your student loans and once you have done so, how to minimize the student loan debt.
Bottom line, when your child graduates, the student loan debt will be as small as possible and the student loan interest rates as low as possible. Isn’t this the information you want and need? Don’t you want that to be the outcome once your student graduates?
Three Secrets Those Lions Don’t Want You to Know
That Will Save You Money
1) Not all lenders are created equal.
Did you know that it matters dearly and that you have a choice when it comes to picking who you borrow from? Did you know that when you apply for student loans, choosing a lender in the state that you live in versus choosing one in the state where your student is going to school could cost you plenty in interest? I’ll explain to you how to pick the best lending provider; the one that could save you thousands in the long run.
2) The Secret of Student Loan Capitalization…what does it means to you?
You will understand the little known secrets of Student Loan Capitalization. Having this knowledge could take years off your payment schedule, save thousands of dollars in interest and lower the amount you will eventually pay.
3) Don’t Let The College Pick Your Lender
I’ll explain why and how NOT to pick a lender based on your college’s Favored Student Loans Lender List and how to compile one that favors YOU. Using the right list when you shop could save you thousands.
All the Information You Need to Know is
Just Seconds Away At Your Fingertips
Don’t Wait Till It’s Too Late